Payment Solutions A Division of Exentec Corporation
1-800-734-3424
1-800-734-3424

Best Credit Card Processing Services

Looking for credit card processing services? Let us help. You won’t be disappointed! Click the button below to schedule a call with our team.
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Best Credit Card Processing Services

Are you looking to setup credit card processing services? Let us introduce you to a new way to process credit cards that gets rid of all your credit card processing fees. If you have ever paid an electric bill online, and then you experienced paying a “convenience fee.” Not until recently, only municipalities were allowed to charge customers a convenience fee. The good news is that Visa and MasterCard are now allowing retail and online merchants like you to pass along the cost of credit processing to your customers as well.

You tell us the percentage you want to charge between 1%-4% and we program your terminal or POS to do it for you. It’s that simple. So not only can we help get your credit card processing machine setup, we can help you generate additional revenue with our credit card processing systems. If that sounds good to you, then contact us today to get in touch with our surcharge specialist to get you started. Plus, we offer FREE merchant evaluations.

Call or book a time on are calendar below to get more information. You will be glad you did! When you start to accept credit cards with My Payment Solutions USA you WILL receive the lowest merchant service rates in the country. No matter who you currently process credit cards with we are confident that we will meet or beat your current credit card processing rates. We also have a free credit card terminal program. Remember, we offer no hidden fee’s and more importantly no setup fee’s ever. Contact us today to learn more.

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High Risk Credit Card Processing Services

Some companies are considered high risk due to the types of goods or services they offer. As a result, several credit card processing companies charge ridiculous fees to process payments for high risk merchants.

This doesn’t mean the businesses aren’t offering legitimate products or services. The reality is some industries are known for a high rate of chargebacks, which makes banks classify them as high risk merchants. There are plenty of high risk payment providers willing to provide high risk merchant services. However the downfall are the outrageous fees. 

Finding The Right Payment Processor For You

Before you make a decision on which payment processor to choose, we recommend you take your time evaluating the different rates proposed by the various high risk credit card processing companies. We also recommend you look for reviews from other businesses to see how they were treated with a given provider. More importantly, always carefully review the contract and ask questions if you don’t understand a given section before signing any legal document.

If you want to minimize the fees altogether you can also look into getting a cashless ATM machine. If not, you can compare what other providers are charging to see if you can find a good rate. Nevertheless, at My Payments Solutions USA we offer the best credit card processing services for low risk and high risk merchants. No matter your industry, give us a call today to see how we can help you process credit card payments at an affordable rate. 

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4 Reason You Should Use Our Credit Card Processing Services

1. Transparency

The payment processing industry is known for its hidden fees and confusing pricing structures. My Payments Solutions USA revolutionizes all that to give power back to business owners. More importantly, we offer complete transparency in our billing practices with no hidden fees, setup fees or surcharges tacked on.

2. Fair Pricing 

Many businesses are suffering from high credit merchant fees. When you choose to accept and process credit cards with My Payments Solutions USA, you will enjoy the lowest merchant service rates in the market. Get in touch with us today to learn more and how we can help you save money each month. You will not regret it!

3. Best Service

We know that troubleshooting and maintenance are a critical part of dealing with almost any complex system. That’s why our friendly and courteous customer support team is always waiting to help you when things go wrong. That way you can focus on your business and we deal with the tech.

4. Security

We use state-of-the-art technology and tools to keep your customer’s information safe. Ensuring that all your payment processing is completed without any issues. Especially in today's world of cyber attacks and ransomware on small and large companies. With us you don't need to worry, our company will provide all the security for you.

Why We Are The Best Credit Card Processing Company?

We offer the lowest rates in the industry – period. Passing the interchange costs directly to you. This means – that you pay almost exactly what the we pay! Ensuring we only charge a small transaction fee to cover our costs. Thus we offer a unique opportunity in the merchant services industry – and can help you save up to 30% on your monthly credit card processing fees! In addition we do not charge set up fees – so when you sign up for a new merchant account with us there will be NO money coming out of your pocket! We are so confident that we have the best deal available that if you think you have found a lower cost credit card processing rate package – let us know and we will beat it! 

Merchant Card Services Rates​

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Opening up a business? Need to conduct credit card processing on your website or by phone? Whatever you need, we offer the best credit card processing solutions and merchant processing fees. With our competitive prices and expert service, you can rest assured that you are going to get a great deal on your merchant account. We help businesses of all sizes obtain the best credit card processing services at competitive prices.

WHY NOT SQUARE®?

There are a few reasons why going with a small merchant account provider rather than an aggregator are beneficial to your business. Aggregators function as a “master merchant” which gives you the ability to get setup quickly – which sounds great for a new business. But aggregators can also charge very high fees, frequently hold funds and delay funding – which is the not so great. FOR MORE, CLICK HERE.

SQUARE® RATES:

  • Swiped: 2.75%
  • Keyed: 3.50% + $.15
  • Ecomm: 2.90% + $.30​

RISK:

  • Lower processing & annual limits
  • Greater potential for withheld funds
  • 2+ day funding of transactions
  • Limited phone customer support
 

MY PAYMENT SOLUTIONS USA RATES:

  • Rates are based on your unique business model.
  • Wholesale pricing with minimal fees.
  • Retail < 2%
  • Keyed < 2.5%
  • We have a flat rate option as well!

RISK:

  • Underwritten according to business
  • Less potential for withheld funds
  • Next day funding of transactions
  • 24-7/365 U.S. based customer service

Best Credit Card Processing
Rates For Various Industries

My Payment Solutions USA has the ability to support several types of merchant card services accounts including:

  • Asset 1 Retail / Storefront
  • Asset 1 Software
  • Asset 1 Bundled Mobile
  • Asset 1 Internet
  • Asset 1 Ecommerce
  • Asset 1 Mobile Processing (Don't pay 2.75% we promise you a much lower rate)
  • Asset 1 Mail + Telephone Order
  • Asset 1 Point Of Sale
  • Asset 1 Daily reporting and statements
  • Asset 1 Wireless
  • Asset 1 Terminals
  • Asset 1 Download our free app on your phone and you are set

Brick & Mortar

If you are conducting business face to face, accepting credit cards is a necessity. Whether you have a store, restaurant, or kiosk, we can help your business set up a merchant account so you can accept credit cards for less money than you ever thought possible.

Ecommerce

If you have an ecommerce store, you need online credit card processing. With the help of an online merchant account and credit card payment gateway, you can give your customers the option to purchase goods with a click of the mouse, at any time, day or night. We can provide you with an online merchant account and the ability to conduct online credit card processing, no matter how small or large of a website you own.

Mail Order / Telephone Order

If you run a mail order business and / or take credit card payments over the telephone, you are participating in, what we call in the industry, “MOTO Credit Card Processing”. (MOTO = Mail Order/Telephone Order). Essentially, this means that you collect credit cards in an environment where the customer and credit card are not physically present at the time of purchase. Another term used for this is “card not present” credit card processing.

Wireless Payments

For years the payment options for mobile merchants were limited to either cash or check. Today, wireless credit card machines have given mobile merchants access to the same credit card authorization networks as retail businesses. This new technology has allowed the benefits of security and additional sales to merchants who previously had to handle cash or take the risk of accepting checks.

As a bonus, wireless credit card processing is typically faster than traditional landline processing. Dedicated networks have been developed for wireless credit card processing, which can transmit and receive data faster than most cell phone networks.

The Best Credit Card Processing Solution!

​Looking for affordable credit card processing services? We provide you with all the tools you need to quickly accept credit and debit card payments.

Give us a call today to learn more!

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Payment Solutions A Division of Exentec Corporation
Our vision is to continuously develop our presence; to make well known our ethical and honest approach to doing business so our merchants have complete confidence and trust in our company

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Address

  • 157 S. Kings Rd. #1414 Lake Sherwood, MO 63357
  • info@mypaymentsolutionsusa.com
  • Toll Free: 1-800-734-3424
  • Office: 636-244-1103
  • Mobile: 314-368-1299
  • Fax: 1-866-686-3518